There has been some pretty chaotic scenes around the world in the past 6 months with flight cancellations, delays and the frequent issue, lost luggage.

If Covid and the recent surge in chaotic travel, being caught with hefty bills would be the last thing you would want to deal with, while away on a holiday.

Travel insurance expert Gary Hunter states, having travel insurance can help in situations, such as baggage loss, flight cancellations and even Covid related illness. But reiterates having travel insurance is for more than those situations.

One of the biggest mistakes Australians make when planning a trip, is purchasing travel insurance at the last minute. While overseas healthcare will come at a high price, anything can happen, even before holidays begin. Travel insurance should be purchased as soon as a trip is booked, that way you can be covered if you or a close family member falls ill- cancellations costs will be covered.

There are over 20 insurers that include cover for Covid related expenses, which can include trip rearrangements. Australians are urged to check their policies carefully to avoid being completely caught out. Additionally, it is important to know, few providers won’t accept Covid-related claims within 21 days of your trip.

Be sure to get yourself covered when planning an international trip, it’s better to be safe than sorry when in a foreign country.  Basic travel insurance policy can cost between $10-$20 per day.

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